AAARRRGGGGGHHHH!
I've just spent the last four weeks talking myself out of one of those for my 13-mile commute along back roads! Yes, I used to ride. Yes, I took the MSF riders course. Yes, I wore saftey gear (Joe Rocket jacket, leather chaps, boots, gloves, helmet, etc...) even in 100F weather. But being the single family breadwinner I felt the risk was still too great.
*whimper*
But I still want one. Gads, I miss riding...
-Blast, who knew reading this thread was a mistake.