I don't have the details, my info source is a company safety bulletin. No mention has been made as to fault and the Rules of the Road have changed since those days. Fault is not the issue, complacency and lack of attention to details is the point of the post.

I know from personal and professional experience that a sailor who gets into EXTREMIS this often and fails to avoid the situations as he had; indicates there is a problem with that person.

There were other vessels that were slightly less in size than the White Star TRIO (OLYMPIC, TITANIC, and BRITANIC), but it wasn't that big of a difference and the laws of Physics don't change.

By the way, OLYMPIC ran ground and became a wreck.
BRITANIC became a Hospital Ship and was torpedoed and sunk around the Greek Islands in the Aegean Sea, I believe.

Perhaps it was an extremely UNLUCKY design as well as everything else.
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QMC, USCG (Ret)
The best luck is what you make yourself!