Insurance tip if you hit something like a deer, and have to put a claim into the ins. co. for the damage:

Before you wash the blood and body parts off the car, call your insurance agent. If the adjuster wants to see the car, DO NOT wash the car unless you're told you can. If someone says you can, be sure you know who you're talking to, and write down their first and last name, title, and note the date and time of the discussion.

Ins. agents have been known to tell the vehicle owner that it's okay to wash the car. The adjuster gets there and doesn't see blood, guts or hair. Unless you can prove it, he will probably write the damage off to a non-animal accident, which will be YOUR fault, and they will raise your insurance premiums. Nice, eh?

Sue