I did a little financial survival, paid off the remaining $12,000 on our home equity loan. It was a variable rate and had went up to over 10% and I had a nice bonus from work and we received a large tax refund because I forgot to withhold for our first child last year, so we took those and what we had saved up and knocked that one out. I had been working on it and paying $500 or more each month so that opened up that much in the budget so we should be able to move in a couple years. Our neighborhood isn't bad but since its part of the city we have to get into a suburb before my son has to start school since the city school is the worst in the state. That and the police response is 30 minutes which is why I started fending for myself years ago, but that is another long story.