I am sure that in 4-5 months they will have it all straightened out as to who has money and where it is at etc. But for the people that needed their money to bug out or to live on while gone they were out of luck. Those people that did get away from the storm wrath had to have a way to purchase needed items immediately not in a month or two when the banks figured everything out. This is my reason for suggesting two banks fiscally and physically separated by many miles.