Just found out it doesn't take a natural disaster...

Pulled up to the ATM, tried to get some cash. Machine ate my card! "Card has expired. Card will be retained. Thank you." WTF? It's already after hours, so I can't call until the next morning. Yes, the card had expired, and the replacement had (according to their records) been mailed over a month ago. I never received it. Or the PIN. We're sorry... we'll get a new one out to you "right away".

Since last year's hurricanes, I've kept a bit of cash at home for emergencies, so this was no big deal. And, like gas, I try to go by an ATM before I run out. And I have credit cards. And it was still a little spooky.