Living in the FL Keys, I thought about the senerio of a Cat 5 hurricane moving right up this string of islands. All of our accounts are with community banks. I asked a teller about account access if I evac. The best she could come up with is to use our ATM card.
I keep $5000.00 in cash for just such emergencies and have had to send my wife and daughters out of here twice this season. Sure is easier to convince them to go if I hand them an envelope with a couple grand in it.
This week I will be moving our savings account to a Bank of America account.