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One of the more "out there" sites, which I am NOT a full member of, has one VERY good idea - it's basically the idea of mutual aide - but they call them teams. They are a bunch of like minded folks, over at least a semi diverse area, who pledge and trust one another to work together. The team may chip in for more expensive supplies, and folks PLAN on team mates to show up to either stay with them, or to help them if they are the ones who need help. And not only in disasters - hey, I need the house painted - some of the team will show - you need help putting on a new roof, we'll be there kinda stuff. Aka a group a like minded friends who will help one another - gasp - a community, in the real sense of the word