I reckon the answer is likely' "Who controls the treasury, who can make more money to pay the bills that will cover such an event?" Where do you suppose all this money is coming from that is paying for disaster relief? If our taxes aren't going up, and we are in debt nationally, then there is only one other option. That is to go deeper in debt by devaluating the currency. De facto when you are paying a lot of money for no economic returns. FDR got that little ball rolling during the depression, and it just keeps on a rolling. No more social security fund, what next?

People want to "invest" their income in more money. You know how many millionaires lose all their financial assets because someone controlling the funds screwed up, and now their life savings is gone? I've seen it enough to know that there's only so much value in things like a "retirement plan". Buying Gold isn't any better. You want real wealth, buy something that other people will value, especially when the chips are down. You may not realize big returns in the long run, but you will have security. Some things are inflation proof, too. Hmm, kinda a hard assignment there eh? Lessee what are people valuing highly these days, maybe security....