Wow I did not realize what a pile of stuff I carry everyday. This is the stuff I find useful to me and has evolved for many years changing slightly as my situation changes.
Wallet with normal cards, Band-Aids, Fresnel lens, Eze Lap Fine #201 Diamond card
Citizen Automatic water resistant watch (Set to Fort Collins CO several times a month)
Victorinox Soldier
Slim Brass Zippo with extra flints under felt and topped off once a week
Lip balm
Bandana
Non-GPS cell phone
Cold Steel Voyager Tanto 4 inch
Princeton Tec Impact II
Mora #1 or #1260 as a neck knife
If I carry keys I also have a modified Fox 40 and LED light on both sets and a Leatherman micro on the set I carry most often.

Now all I need is a kitchen sink and a grill and I?ll be set!!... Oh wait that?s already in my PSK. <img src="/images/graemlins/grin.gif" alt="" />