I agree completely. While I try to maintain a certain quality level of gear, I also don't want to keep $200 knives in our cars. In the wife's car the most expensive thing is a SOG Paratool but it cost $0 since it was a gift given to me years ago. <img src="/images/graemlins/smile.gif" alt="" /> Im my car the most exoensive thing is the Magellan Meridian Color Handheld GPS (which I would certainly claim on insurance after a break in). The next most expensive item is $40 LM Juice KF4 and a $20 Buck Diamondback fixed blade. I keep all my gear under the back seat as well. Most if in a black backpack although that have some rope, ratchet straps, jumper cables and a fire extingtuisher under the seat outside of the bag. Tools, a large maglite flashlight the GPS and the rest of my non-bagged stuff resides in my enormous center console. In the wifes car everything is in a plastic tackle/tool box type box and she moves it around all over the place within the car.