I've had to un-stock our vehicles, unfortunately the one time you forget to lock your doors is the time some bored kids roam the neighborhood looking for unlocked doors. I think they have got me 3 times in 10 years, first time took a small bag I kept under the seat with a few supplies but they didn't find the stuff under the back seat. So I've kept them empty since and I've found the glove box and center console open twice after that.

I've had to "bug out" twice; neither was due to an issue at my location, rather they were family issues. First time was when the hospital sent my grandmother home for her last days/hours, so we had to grab and go. Second time was when my father had a meat grinder accident before they were to come to our place for Thanksgiving. We grabbed all our stuff and ran down there. Both times I didn't need any kind of wilderness survival gear, rather it was our normal meds, toiletries and clothing.
I've had two neighbors have to evac their house because it was on fire. First time was when I was still a kid living with my parents and those neighbors were a mile away and their teen aged son had to run barefoot through the snow covered road to our house to call the fire department. Second time was neighbors who dropped a blanket behind their drier and caught the basement on fire but we didn't even know until the fire department arrived as they had cell phones but were outside in the rain and all the neighbors helped out with raincoats and such.
A co-worker had to 'bug out' of his newly house when his neighborhood lost power for an extended period of time one winter. He took his family to a hotel for a few days until his neighborhood had power again. They had just bought and moved into their first house so they didn't have a lot of preps yet such as a generator so leaving for a warm hotel was the best plan there.

These are the more likely scenarios we need to prep for so I keep a set of toiletries and one of those week pill containers ready near my BOB as well as a change of clothes, shoes, coat, etc. Think fireman style with their gear waiting ready, before you go to bed lay out the clothes your going to put on in the morning and put your wallet, keys, etc in the pockets. Then if your house catches fire in the night you slip on those clothes and grab your stuff and go. No jumping out the window barefoot into snow and having car keys hanging by the front door which you can't get to due to the fire. That same BoB is my camelbak that I take hiking/biking/fishing, etc so its always stocked with some basics such as food and water. It sits on a chair beside my bed where I lay out tomorrow's clothes.