. . . .
The "Black Swan" event is so difficult to deal with because the low probability of an occurrence during any given year/decade/election cycle makes passing the buck an easy option.
From my reading the next 'somewhat predictable' major disaster to hit the U.S. (not counting man-made events such as nuclear war or engineered plagues) will be an earthquake in the Cascadia subduction zone. My advice on how to mitigate your damage if you live there: You can't. Move.
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