Agreed,learn about the predictable hazards when choosing a place to plant your flag. Thing is, I don't believe there is anywhere on this planet that is hazard free. It is simply a matter of picking your problem. Fires, either wild land or building, are probably as close to a "universal hazard" as there is.

I live near a predictable fire zone. However, hurricanes and tornadoes, as well as heavy snowfall, are not an issue. 200 feet above sea level, tsunamis are not a big concern. Earthquakes, however, are a definite likelihood and I prepare for them - frames house securely bolted to foundation, water heater secured, emergency supplies stashed, extrication tools handy in the bedroom, trained in first aid, etc.

Nowhere is completely safe. Learn your local hazard profile and adapt. With the nearby chaparral burned off, I should be secure from wildfire for he next ten years or so, if I live that long....