Smug me says: The best lesson so far is that I'm glad that I live where I do. By accident of birth, and enforced by economics, this is where we live. A bug out would be a financial challenge. Environmental threats are limited, here, to snow and ice but I suspect that flooding is going to be a new age thing.
ETS me says: Holy capoli!! Move! But realistic me knows that that is easier said that done.
Be safe, my friends!