I was well aware of the risk of wildfire when I moved to California and eventually purchased my home - I would say that my location is not particularly more prone to fire hazard than most others in my community with the exception of those on the beach, who then have to consider tsumanis and their charms. Wildfire is simply one of the elements in the local hazard profile and fire, for that matter, is something that nearly everyone must consider in their planning, wherever they are.

Fire season really begins in SoCal when the notorious Santa Ana winds begin, typically in the fall, and then you are at risk, almost everywhere.

When I purchased my property, one of the first actions, I took was to replace the wood shingle roof with more fire resistant asphalt shingling. The property and contents are insured,and once we have removed the people, pets, and other essentials, I am content to walk and let the contents burn. Typically after a notable burn, property values dip for about three months and then return to business as usual.

My post may have given the impression that i was situated within the notorious wildland/urban interface, which is not quite true. Mine is a fully built residential area within the city limits, but about one quarter mile and up slope, there is flourishing chaparral. I simply need to cut some stray weeds, rake up all the leaves, clean the gutters and reduce the fuel load in the immediate vicinity.

In the two previous fire events, while I was actively loading, I could see no signs of activity by any of my neighbors, but then I doubt that any of them had any wild fire fighting experience

The property value might actually be enhanced if the house burned. Most of the recent sales in the neighborhood have resulted in tear downs and mine would be in ready to build condition.

Actually, the big problem around here is earthquakes (and the probable resultant fires). I take steps to deal with that, as well.

Like anywhere, one must be aware of the challenges the environment poses, and take measure to deal with them. I don't need to worry about hurricanes, tornadoes, heavy snow, or flooding, but I must pay attention to EQs and wild fire. It's an acceptable deal.

Montanero - I'll bet you are helping already. There are probably fire crews from your area on the lines right now. We are even importing crews from new Zealand