I figure the chances of there being a disaster that takes out the cloud backup service, my computer, and my local backup more-or-less simultaneously will leave me caring a lot less about my data.
That's what the last dinosaur said!
Thanks for the ideas, ireckon and chaos. I, too, have a local backup in addition to cloud. I'm making it a project to be better and more organized about my electronic data.
Also, it appears my employer provides VPN. So I can use that while accessing this forum while enjoying my coffee and wifi at a cafe. I haven't started, though, unsecure me...