I drive an old car, so maybe that's why I always make money back. I expect two or three tows a year, and not always from breakdowns close to home. (I once got a 40-mile tow.) I also need jump starts from time to time, and I can't always wait for my neighbors to come home. For $40-$75 per year, that's not bad.

There are a few companies to do roadside assistance. There isn't just one. I don't use AAA because I found another company I like a little better.

Yes, I'm planning on driving my car into the ground.