It seems like Scenario 3 might be the toughest. Do you have good cell reception all along your commute route? Do you have roadside service? I pay a little extra annually so I can have a 100-mile tow radius.
Great idea, Bing! I hadn't even thought of roadside assistance but I'm going to get on it this afternoon. Thanks!
I get pretty much full cel phone coverage between home and work, unless I venture too far North, then it's patchy coverage, but I usually avoid that route in the winter.