These mostly would result in a bugout if one lives downwind of these types of threatening incidents:

Nuclear power plant accident, local hazmat incident, wildfire, tsunami (if one lives too close to a coast), volcanic eruptions (from ash or lava flows).

Other than downwind incidents:

Flooding, local Earthquake destroys or renders one's home uninhabitable.
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QMC, USCG (Ret)
The best luck is what you make yourself!