Do you have car insurance? I do,when my jeep paid a 20,000 dollar visit to the neighbors livingroom,I was prepared.

Do you have health insurance? I do,when I needed 40,000 dollars of surgery,I got it.Glad I was prepared.

Do you have Disaster insurance? Its called commodities.I have it. When the power goes out I have lights,and food,my family isnt huddled in the dark,scared and awaiting rescue.Glad I am prepared.

Its simply insurance,why do you find it so reprehensible?

Lay on the moral superiority trip of how negative it is to point out insurance works.

I wont apologize for being insured and being accountable to provide for my families safety and well being.Or to provide charity to my neighbors in need.