years ago in my youth, in far away exotic lands, I frequented establishments that provided adult beverages, and the hostesses there carried their entire wealth on gold "di di mao" or "baht necklaces"....If I can get my shoes and pants on I'm pretty much covered...my wallet and credit cards, a little cash, and some EDC stuff is always in my pants pockets... I don't remove anything at night except to charge the cell phone...if I can get my pants on, glasses, and pair of shoes, maybe grab a pistol, and make it to the car, I'm pretty good to go, as my BOB is in the car, and more of a 72hr bag and has pretty much what was covered...zip drive in the car with personal information.... car is in a non attached garage