I was watching this video
http://www.youtube.com/watch?v=XnoA1tgFGSIIt occured to me that , indeed, we sometimes go thru personal hrdships that need different tools , not a knife and Bic lighter, but other stuff , more urban, more personal, and of different nature.
I remember several situations, when multiple crises happen and you have to be in two places , doing five different things all in the same time !! BTDT.
Among the stuff he mentioned, I second the contact list (Printed on paper), emergency cash (in small bills), among others.
What do you suggest for URBAN bag that you can label as (Personal crisis bag) ??