Originally Posted By: Alex
Thanks for the explanation, JBMat. What about investing the existing cash savings into, lets say, fine firearms right away?


Firearms are an investment in three different ways: protection, leisure, and future resale value. I've chosen to invest in the first two, but not the third except incidentally. What income I have available for investment is going first into tax-deferred retirement accounts, and next into carefully selected stocks. While I'm not smart about that sort of thing, I have friends who are.