scenarios as Susan provided offer an opportunity to evaluate your responses to a varying continuum of threats... and those in the middle "grey" area are probably the most challenging...there is an old adage in political science when dealing with deteorating conditions.... if you place a frog in a pot of hot water he will jump out... but if you place the frog in a pan of cool water and slowly increase the heat over several days , he will boil to death as he does not perceive the gradual day to day change as as threat...I would offer that those of you living in locations with documented safety concerns have a definite go-stay plan in place... if it is wild fire threat, when the fire line crosses a certain highway... for me living in hurricane country, I'll stay through a CAT 3 and evacuate for a 4 or 5...bring on the scenarios..