No problem with me.
You are certainly closer to the issue than I am; your experiences with people who do not look out for themselves are much greater than mine, you being a paramedic/EMT - Sorry, I don't remember which.
And I agree the last thing we need is more government involvement that makes us pay to protect those people who do not exercise common sense.
A lively discussion for sure, but I personally don't consider your comments to be offensive.

Sometime we should discuss spilling boiling coffee in your lap while in your car and then bringing a law suit against the people who sold you the coffee......and winning.

Just kidding!