As an urban dweller, I embrace the outside between insides. But EDCing a rainsuit or umbrella is unnecessary in my part of California and impractical; they just do not fit in wallet or pocket very well.

When rain is upon us, then I usually wear a coat that can deal with the wet and put an umbrella in the car in case the rain is torrential. Both coat and umbrella become nuisances for which few inside places are set up well.