Word of advice. Do not baby or alibi any potential injury. If you suspect whiplash schedule an appointment now. Then when they give you physical therapy do not miss a single session. They give you 10 sessions. Complete 10 sessions. or whatever. If they diagnose a problem and you decide you're too busy to make the appts or start feeling better sooner so you stop going, you are going to kick yourself when you try to settle this for the most amount of money you can.
In Saskatchewan we go this thing called no-fault insurance. It means they pay up sooner and with fewer requirements for documentation but the downside if your injury is one of those ghost injuries that is difficult to figure out and you have lasting effects beyond 2 years, they you are hooped because they eliminated the ability to sue the at-fault party! Ah, the benefits and pitfalls of socialized insurance. The insurance cost is cheap (<$1000 for me last year) but then so are the benefits.
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