Hypothermia,Frostbite,Dehydration,Starvation,Insanity,etc.Will get you,A week in the Hospital or Worse,& The cost could be Astronomical!If I lived in an Area Prone to Freezing-@$$ Weather,I'd Stock up on Everything Possible to Keep my Vehicle & It's Occupants in the Best of The Circumstance!2nd,3rd Mortgage?Ain't Nothin',Compared to Loss of Life & Limb!Equipment is Cheap,No Matter How Expensive it is,Better to have it & Not need it,Than Otherwise!Thanx to Dagny & Tyber,They have Taught me a Good lesson of Winter Minimalism,Should I find myself on that Road!