Here's my on-roading kit. I take it with me everywhere I go unless I take an even bigger kit (i.e. hiking pack, GHB, BOB) Additionally, I always wear a Timex Expedition watch on my wrist, a mini photon around my neck, and there's always light, fire and a knife in whatever jacket I've got with me.

Outside view:
Small ROOTS Canada Venetian leather purse + keyring + Fox 40 Whistle + keyring light + carabiner for water bottle attachment
http://s1105.photobucket.com/albums/h351/backpackjac/?action=view&current=purse.jpg

Contents:
Wallet (includes pictures and copies of id for all family members and emerg info), emerg poncho, mylar blanket, leatherman PSK, PSK, mini wool gloves, 3 days of meds, change, Gerber Clutch, bandana, lip balm, red flashing light, squeeze light, personal keepsake coin, bandaids, wipes, purelle, mini maxi pads, tampon, pen, pencil, sunglasses, roll of quarters, extra battery, pre-paid calling card and some candy
http://s1105.photobucket.com/albums/h351/backpackjac/?action=view&current=pursepsk.jpg

PSK:
Case Logic mobile phone case + DR PSK + SAK Camper + contents of outside pocket
http://s1105.photobucket.com/albums/h351/backpackjac/?action=view&current=psk.jpg

PSK outside pocket:
Fox 40 whistle, keyring light, mini bic
http://s1105.photobucket.com/albums/h351...tsidepocket.jpg

Leatherman PSK: (gets put on belt when i leave the pavement)
Leatherman Wave, Mini Mag, key fob with candle and matches
http://s1105.photobucket.com/albums/h351/backpackjac/?action=view&current=leathermankit.jpg