The way people drive? No way.

I've been in two collisions that totaled the car. Not insurance company "totaled out the car". The car was truly destroyed, both times. I and my passenger escaped serious injury in one, and and the driver and I literally escaped instant death in the other, solely due to their construction.

No matter how good a driver you are, other people's actions make it impossible for you to avoid a collision. I want some armor around me if it ever happens again, and that thing looks about as strong as a soda can. An empty soda can.