In the United States, for most areas, you live in a very controlled environment. Risk has been reduced for your daily events to a point you don't see the actual risk. I think people compensate. That would be a nice emergency management experiment to find out if the level of daily risk correlates to preparedness. Most areas that have this level of daily risk probably are not as rich as others. This risk can be stuff like gang violence, or just the lack of enforcement of traffic laws.