Very good tutorial on money at Money As Debt on YouTube. Part 1 is an intro to banking through a (fictional) story. Part 2 gets into why money is in fact debt. Worth the time to watch.

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"Gold is the money of kings; silver is the money of gentlemen; barter is the money of peasants; but debt is the money of slaves."
Money and Wealth in the New Millennium, by Norm Franz.
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Better is the Enemy of Good Enough.
Okay, what’s your point??