This is a difficult call. There are lots of people who say, "When things go bad, I'm coming to your house" and that's their extent of preparing for the unthinkable. Well, what if there's a quarantine and you can't leave your house for three months? There goes that idea. What if there are roving gangs and the streets are safe?

Personally, I would be more apt to help someone who has put forth genuine efforts to prepare themselves and their families.