NAro,

A well reasoned response. I appreciate the insider view. Ihave not had the problems some others have. In the last year we did have to deal with a spontaneous pneumothorax, and subsequent operation, with my son. I went to all the billing agencies and asked for any clarifications on the bill. Everything was in order. The errors that were made were the $%&%@ complex coding required by the whole system. I was never required to pay for anything that was miscoded. Everyone was very understanding during all of this. TriCare (retired military medical) was very helpful also.

Add-on: I downloaded the codes and authorized costs for my area. I was able to confirm all charges and procedures to the penny and letter.