Another scenario: 4 foot tall, 400 pound chain smoker with respiratory distress. Should his health care insurance or provider sue the patient for negligence, or choose not to provide care? In this country, citizens have a right to police protection and military defense, provided by government entities. No right to a car, or a hair cut. Public goods vs private goods. Is a rescue service more like police protection or more like a haircut?
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Dance like you have never been hurt, work like no one is watching,love like you don't need the money.