If you want to use a house fire analogy, I have more compassion for someone's house burned becuase a mouse chewed through a wire, than for someone who was shooting roman candles in their house.

The weather around here has been down right Seattle-like around here. I don't think we've had more than 4 days without rain in the past month. Storms were forecast for Saturday, and they could see it coming in. That is why I'd call them negligent.