My EDC (belt) on the boat:
Buck 110
Leatherman
Mini Maglight w/spare bulb
Ferrocium Rod w/striker (thank you, Stu)
2-4 AA batteries
Bic lighter
Soap stone
My EDC (clothing) on the boat:
Pocket Watch
Bic ink pen
Bic lighter
cell phone
Eyeglasses w/case
Wallet w/ID & cash
Pocket calendar
Bandanna
Comb
My EDC (life jacket) on the boat:
55 gal garbage bag in a ziplock
2-35gal garbage bags in a ziplock
whistle
signal mirror
Red Blinking Marker light
8" Crescent wrench
Plastic hardhat
My GHB is stowed in my stateroom
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QMC, USCG (Ret)
The best luck is what you make yourself!