IMHO - no.

You will always be able to sell gold or silver at wholesale. You will find few who will take it at current value.

Put a gold coin in your pocket for a year. Every time you are at the register, offer the coin in payment. You make the decision of liquidity in your community.

To liquidate the coin in Boise, you must go to a coin dealer or a specialty shop. I advertised Krugerrands on two Boise forums asking $50 under spot value of gold. Not one bite!

If you remember the two brothers UDA and KUSA HUSSIEN were fleeing ahead of the US Marines. Each brother was infinately wealthy. Each took a brief case stuffed with their B.O.B. of choice. What was in it? Gold, Silver? No, US $100 bills and viagra.