Let's play a mind game.

You are given a prepaid Visa card with $10,000 on it. It comes with rules. You can't use it put money in the bank, or to pay off any existing debt - you must spend it on merchandise not services.

What do you buy?

I'm pretty boring in my plan:

New Oven $1500
New Dryer $ 500
In-Home Oil/Wood Furnace $5,000
New Old Pickup Truck $2000
Drip Irrigation Supplies including hoseline and pressure tank $1000