I think I've posted here that we don't use credit card debt (we use credit cards, but we never carry a balance).
Same here, I pay mine off every month, and about 2 months ago, one of the 2 cards I had, closed my account and sent me a letter telling me to destroy my car.
I was heart broke...
I'm considering going to a "no credit card" life, and just using a debit card. In the past, I had fears about it, but researching it a little, they are safer than they used to be.
Here's a little about it from Dave Ramsey.
http://www.daveramsey.com/etc/cms/basics_of_debit_card_7085.htmlcMy thoughts were to maybe open a separate bank account with a Debit card, that is only for online transaction, and only has a nominal amount in it to cover online purchases.
Worst case, if someone stole the number, all they could get is what's in that one account.