Yes, I am in the same boat there. My kids are gone to college, so it is just me and the wife and our new puppy that I'd have to consider.

It would be much easier to plan for if I knew there would be enough like minded folks near me to compensate for those who can't see beyond today. As it is, I try to come up with some balance between managing for myself and providing for those in need, regardless of the cause. Not everything that I stock would be hoarded either, and so I suspect it is with many here.

Still, there is a line that must, inevitably, be drawn. After that, I guess it becomes every man for himself, kinda like being the best swimmer in a group trapped in a maelstrom.