Hard pulls affect you, barely, and if you do them all in 1 week it's not affecting you like 1 per-week. They get `lumped`, and your score won't go down 5x if you get 5 checks.

When I got my truck a few years ago the 1 dealership shopped around and I had 5 checks from 5 different places in 1 day, my credit maybe dropped 5 points.

If you have a house, have a car, why do you need 800pts credit score anyway.. I mean 720 is just as good most of time at any place.