I think that people who don't prepare for occassional SNAFU's go into panic mode when those SNAFU's occur.

Service disruptions do occur and I believe, are occurring more often. I can't think of anyone that I know that hasn't been affected by something during the last couple of years.

With the northern states expecting a "catastrophic" (per The Farmer's Almanac) winter, I wonder what preparations the majority of those people up north are/have made.....
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QMC, USCG (Ret)
The best luck is what you make yourself!