You might also want to take a look at: Prudent Places by Holly Deyo. You can find it at: http://www.standeyo.com

No, I don't have any affiliation with Stan or Holly Deyo, except that I like their website and I really liked Holly's other book: Dare To Prepare by Holly Deyo.
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QMC, USCG (Ret)
The best luck is what you make yourself!