"...If you are married, make sure your family is taken care of money wise..."

Good point. My wife and I agree on just about everything, 'cept scooters. She loves them, I don't. We do not believe in life insurance. But she and her ex were scooter riders, with three young kids. So they took out lots of life insurance. With good reason. She also wore leathers, boots, and a top quality helmet on every ride. Lucky for me, they never had to use any of it...