There is no more need to be ashamed of this than there is getting sick.

This is something you can beat. You just need to not only say that you will, but KNOW that you will. You are a creditor- that means you know how the machine works. Use that knowledge, and don't give up.
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-IronRaven

When a man dare not speak without malice for fear of giving insult, that is when truth starts to die. Truth is the truest freedom.