Hmm, it's probably splitting hairs now as to timing, but I would prefer to have gun in hand just a tad sooner, provided I am able to control the vehicle. I think that too is a legitmate option, but as I said before, YMMV. Besides, with a round in the pipe on my Glock, cocked and loaded is normal mode.

Though we strayed off topic a bit, the debate gave me the opportunity to resolve my position somewhat so I don't sound totally insane. Thanks for the respectable banter folks. I found it interestingly engaging.