Jimmy, I for one welcome you here and don't think it is either necessary (or our job) to "keep you in check." I will say (just so you can "re-calibrate" your expectations) that I think the responses in the thread were friendly and civil. A bit of kidding one-another is routine here, and almost always done in good taste. Welcome aboard.
By the way, I think the difference between neckerchief and scarf is in USE, not construction.
Noun 1. neckerchief - a kerchief worn around the neck.
kerchief - a square scarf that is folded into a triangle and worn over the head or about the neck. (heck, why can't I call a kerchief/neckerchief/scarf worn on my head a HAT.. if I want to!)