Thanks, Sue. I did not know that.

In fact, I have had only one of my accidents happen since his "advice", and in that case the at-fault driver lied to his insurance company about the cause of the collision so I had to involve my insurance anyway. I was surprised that they fought it; it is darn near impossible (in my state at least) to prove blame on the recipient of a rear-end collision. He even wanted me to pay for the pain I inflicted on him when he rear-ended me.

I felt bad for the kid at the time of the accident, he was pretty dazed, and it was his mother's car. I was also amazed at the people who immediately helped him out of his car; I wouldn't touch him as the car was not burning and he was able to communicate that he was OK.

Also (belatedly), I am glad to hear that you are OK, aloha. While my misfortunes have been many in this respect, mine have all been low-speed, no-injury collisions.